BJÖRN BERG GUNNARSSON, REYKJAVÍK
Financial advice in English for people living in Iceland
Independent, Iceland-specific guidance on pensions, mortgages and personal finance, from an adviser who has worked in Icelandic finance since 2007.
Björn is an independent financial adviser in Reykjavík. He helps English-speaking residents understand and navigate the complex Icelandic financial system, in person or online. Sessions are in English and you always speak with Björn himself.
Why local advice matters if you live in Iceland
Many expat financial firms are built for people who move between countries and need cross-border investment planning.
If you live and work in Iceland, your biggest decisions are usually local: how your mandatory and supplamentary pensions work, which mortgage to choose, how inflation affects your savings, and what happens to your rights if you leave. These are Icelandic rules and Icelandic issues, and they are the focus of this service.
What matters when you live in Iceland
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What decisions to make regarding pension rights and pension savings
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Which mortgage fits you: indexed or non-indexed
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How to save and invest in Iceland
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What happens to your rights if you leave
Who is this for?
What we can cover
Mortgages
Fixed or variable rates? Buying your first home? Indexed or non-indexed?
Planning for retirement
Make the most of your savings, investments and rights
Book a session
About Björn
Björn Berg Gunnarsson is an independent financial adviser and public speaker based in Reykjavík, Iceland.
He has a BS in business administration, MS in marketing and international business and a securities trading licence.
He is one of Iceland’s best-known voices on personal finance, pensions and household economics and is the author of the book Peningar (2021).
Questions and answers
Hafnarhvoll
Tryggvagata 11, 4th floor
101 Reykjavík
Here you can find information about our offices, preparation for your visit to Hafnarhvoll, and interesting facts about this historic building.
Where to park?
There are several parking options near the office at Hafnarhvoll Tryggvagata 11.
In addition to nearby parking at the City Library in Grófin and next to Hafnarhvoll on Geirsgata (the Parka app required for payments), there are free parking spaces next to the slipway at Vesturbugt (note that the reason for the free parking is the risk of paint spilling from the slipway) and parking garages under Hafnartorg, Harpa, the City Hall, and in Kolaport. Please see the parking garages on the map below.
Disclaimer
The information provided in videos, articles, advice, lectures, emails, presentations, interviews, and elsewhere where informational content is shared is based on the information available at the time, which was considered reliable. It cannot be guaranteed that all such information is accurate, and there is no obligation to update the content accessible on the website. Opinions and information available on the website and shared elsewhere are subject to change without notice.
The content is provided solely for informational purposes and should not be interpreted as encouragement or advice/recommendation to undertake or refrain from any specific investment, nor as an offer to purchase, sell, or subscribe for particular financial instruments or services. No liability is assumed for damages that may arise from the information provided.
Björn holds the copyright to all educational material provided unless otherwise stated. Website users are encouraged to familiarize themselves with the financial products, services, and educational content offered by financial institutions, pension funds, and other service providers to deepen their understanding of the matters discussed.
This disclaimer also applies to content shared on social media platforms such as YouTube, LinkedIn, X, TikTok, Instagram, and Facebook.
Payments for services booked with Jón Bjarni Kristjánsson shall be made to KRST lögmenn ehf. Björn Berg is not responsible for services or advice provided by Jón Bjarni.
Please familiarize yourself with the pricing and services of KRST lögmenn on their website www.krst.is.
Advice defined as "investment advice" according to Article 4(1)(4) of the MiFID II Directive is not provided.