<?xml version="1.0" encoding="UTF-8"?><rss xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:content="http://purl.org/rss/1.0/modules/content/" xmlns:atom="http://www.w3.org/2005/Atom" version="2.0"><channel><title><![CDATA[Björn Berg]]></title><description><![CDATA[Fagleg fjármálaráðgjöf, fyrirlestrar og námskeið.]]></description><link>https://www.bjornberg.is/greinar</link><generator>RSS for Node</generator><lastBuildDate>Mon, 08 Jun 2026 07:47:25 GMT</lastBuildDate><atom:link href="https://www.bjornberg.is/blog-feed.xml" rel="self" type="application/rss+xml"/><item><title><![CDATA[Borgar sig að taka út séreignasparnaðinn og á­vaxta sjálfur?]]></title><description><![CDATA[76 ára karlmaður spyr hvort betri ávöxtun fáist á fastvaxtareikningi en í séreignarsparnaði]]></description><link>https://www.bjornberg.is/post/borgar-sig-ad-taka-ut-sereignarsparnad</link><guid isPermaLink="false">6a1c4aaed87dcf57d544713b</guid><category><![CDATA[Sparnaður og fjárfestingar]]></category><category><![CDATA[Lífeyrismál]]></category><pubDate>Mon, 01 Jun 2026 08:15:06 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_a127991aade34fdaa4732e6692b96258~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[GTA 6 - Dýrasta afþreyingarvara sögunar?]]></title><description><![CDATA[Það stefnir í að um verði að ræða bæði dýrasta og arðbærasta tölvuleik sögunnar]]></description><link>https://www.bjornberg.is/post/gta-6-dyrasta-afthreyingarvara-sogunnar</link><guid isPermaLink="false">6a0ee022b883334b04dfd327</guid><category><![CDATA[Afþreying]]></category><pubDate>Fri, 22 May 2026 08:15:08 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_50b22deb3ac5493985041716ef875701~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[HM 2026 - Hvar eru allir gestirnir?]]></title><description><![CDATA[Er allt að fara í vaskinn á fyrir HM? Hvar eru allir gestirnir?]]></description><link>https://www.bjornberg.is/post/hm-2026-hvar-eru-allir-gestirnir</link><guid isPermaLink="false">6a04968e88d313e8c5321b74</guid><category><![CDATA[Afþreying]]></category><pubDate>Wed, 13 May 2026 16:07:44 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_1b54db7f978447118ef473dc50240076~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Hvar liggur jafnvægið í eyðslu og sparnaði?]]></title><description><![CDATA[30 ára karlmaður spyr hvernig hann geti stundum leyft sér að spreða peningunum sínum]]></description><link>https://www.bjornberg.is/post/hvar-liggur-jafnvaegid-i-eydslu-og-sparnadi</link><guid isPermaLink="false">69eb5799bbc0f3ff744b5b91</guid><category><![CDATA[Persónuleg fjármál]]></category><category><![CDATA[Lán]]></category><pubDate>Mon, 27 Apr 2026 09:15:12 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_d93479431c8d4412b22282291d79c286~mv2_d_5444_3634_s_4_2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Er hagstætt að taka bílalán fyrir rafmagnsbíl?]]></title><description><![CDATA[30 ára karlmaður spyr hvort það geti verið „hagstætt“ að taka bílalán ef bíllinn er rafdrifinn]]></description><link>https://www.bjornberg.is/post/er-hagstaett-ad-taka-bilalan</link><guid isPermaLink="false">69dfe9da1847596b2f555299</guid><category><![CDATA[Lán]]></category><pubDate>Thu, 16 Apr 2026 09:03:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_b3614fb5e7bd424db72ef3f5cb00ef70~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[HM2026 - Leikvangar]]></title><description><![CDATA[Hvað kostuðu endurbætur við velli heimsmeistaramótsins og hvernig er samanburðurinn við fyrri mót?]]></description><link>https://www.bjornberg.is/post/hm2026-leikvangar</link><guid isPermaLink="false">69cf758370c127bc4ede4a14</guid><category><![CDATA[Afþreying]]></category><pubDate>Tue, 07 Apr 2026 09:04:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_fc3c88e6928c4a898108d09ae035d208~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Dýrustu páskaeggin]]></title><description><![CDATA[9 milljóna króna páskakanína, milljarða króna páskaegg, heimsmet og dýrasta eggið í Krónunni.]]></description><link>https://www.bjornberg.is/post/dyrustu-paskaeggin</link><guid isPermaLink="false">69cbc014e454e7df62544401</guid><category><![CDATA[Afþreying]]></category><pubDate>Wed, 01 Apr 2026 09:08:04 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_ab90495c217540e3a4063f7f947c0bf2~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Hvernig erfist séreignin?]]></title><description><![CDATA[74 ára karlmaður hvernig séreignarsparnaður hans muni erfast]]></description><link>https://www.bjornberg.is/post/hvernig-erfist-sereignin</link><guid isPermaLink="false">69bfc1446e2d8139248edd5e</guid><category><![CDATA[Lífeyrismál]]></category><pubDate>Thu, 26 Mar 2026 09:18:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_d4930bf72f57410387a0414ece3ec50b~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Verðbólgan í innkaupakerrunni - Er eitthvað ódýrara?]]></title><description><![CDATA[Lambakjöt er 77% dýrara en fyrir 5 árum. En hvernig getum við dregið úr áhrifum verðbólgunnar við kassann?]]></description><link>https://www.bjornberg.is/post/verdbolgan-i-innkaupakerrunni</link><guid isPermaLink="false">69be90044d56f917b0214c77</guid><category><![CDATA[Persónuleg fjármál]]></category><pubDate>Mon, 23 Mar 2026 09:08:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_847c2aad16f749fab6673cf65d9feaf1~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Hvernig bæti ég fjárhagslegt öryggi þegar ég verð eldri?]]></title><description><![CDATA[45 ára kona spyr hvað hún geti gert í dag til að vinna upp þann tíma sem ekki var greitt í lífeyrissjóð]]></description><link>https://www.bjornberg.is/post/hvernig-baeti-eg-fjarhagslegt-oryggi</link><guid isPermaLink="false">69ad71c27eb34e89d6fbca38</guid><category><![CDATA[Lífeyrismál]]></category><pubDate>Mon, 09 Mar 2026 09:11:07 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_ed5c4dd3cc794babac38c0d7d16e506c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[„Hvernig eigum við unglingar að geta keypt okkur fasteign í framtíðinni?“]]></title><description><![CDATA[17 ára kona spyr hvernig hún eigi að geta komið sér þaki yfir höfuðið]]></description><link>https://www.bjornberg.is/post/hvernig-eigum-vid-unglingar-ad-geta-keypt-fasteign</link><guid isPermaLink="false">699571fa180bb9f884ccf4e7</guid><category><![CDATA[Persónuleg fjármál]]></category><pubDate>Wed, 18 Feb 2026 08:18:16 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_5eb2e8a7694c403d9b95607541567f1c~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[HM2026 - Langdýrustu miðarnir]]></title><description><![CDATA[Áætlað er að miðar verði seldir fyrir um 565 milljarða króna á dýrasta heimsmeistaramóti sögunnar]]></description><link>https://www.bjornberg.is/post/hm2026-midaverd</link><guid isPermaLink="false">692d61aca583678619b22732</guid><category><![CDATA[Afþreying]]></category><pubDate>Mon, 16 Feb 2026 09:11:29 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_9550ddc505b44879b78cf051bfb1d59b~mv2.png/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[8 milljóna króna mark hjá Eyjamanninum?]]></title><description><![CDATA[Hvaða fjárhæðir er átt við þegar sagt er að knattspyrnufólk þurfi aldrei aftur að greiða fyrir bjórglasið?]]></description><link>https://www.bjornberg.is/post/8-milljona-krona-mark-hja-eyjamanninum</link><guid isPermaLink="false">698c36805ce248ef4488642f</guid><category><![CDATA[Afþreying]]></category><pubDate>Wed, 11 Feb 2026 10:12:38 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_808d12f0e8a14d62be7002eb83d1ccf8~mv2.jpg/v1/fit/w_1000,h_768,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Hvað græði ég á að leggja aukalega inn á lánið?]]></title><description><![CDATA[25 ára karl spyr hvað hann græði á því að leggja 50.000 kr. aukalega inn á verðtryggt lán]]></description><link>https://www.bjornberg.is/post/hvad-graedi-eg-a-ad-leggja-aukalega-inn-a-lanid</link><guid isPermaLink="false">6984ee6b0b2d097f708e52af</guid><category><![CDATA[Lán]]></category><pubDate>Fri, 06 Feb 2026 09:10:05 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/3d7e6616283f418fb99ea47badc35b79.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Eru þetta áramótaheitin 2026? 5 skref til að ná betri tökum á fjármálunum]]></title><description><![CDATA[Hvernig tryggjum við að áramótaheitin skili árangri?]]></description><link>https://www.bjornberg.is/post/fjarmal-aramotaheit-2026</link><guid isPermaLink="false">6958e5927098baf602231716</guid><category><![CDATA[Persónuleg fjármál]]></category><pubDate>Mon, 19 Jan 2026 09:13:25 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_e170504485234cdb882c9de55dbce0f9~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Hvernig bý ég mig undir barneignir?]]></title><description><![CDATA[27 ára kona spyr hvernig best sé að haga fjárhag í aðdraganda barneigna]]></description><link>https://www.bjornberg.is/post/hvernig-by-eg-mig-undir-barneignir</link><guid isPermaLink="false">6969f18e022bfc82f765bcc4</guid><category><![CDATA[Persónuleg fjármál]]></category><category><![CDATA[Sparnaður og fjárfestingar]]></category><pubDate>Fri, 16 Jan 2026 08:20:17 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/c15c6f_737baf277a6a4452bd293aae63b867db~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Lífeyrismál - Hvað breyttist um áramótin 2026?]]></title><description><![CDATA[Hvernig breyttust skattar, almannatryggingar og lífeyrissjóðir um áramótin?]]></description><link>https://www.bjornberg.is/post/lifeyrismal-hvad-breyttist-2026</link><guid isPermaLink="false">69637b93768b848d27125968</guid><category><![CDATA[Lífeyrismál]]></category><pubDate>Mon, 12 Jan 2026 09:12:03 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/nsplsh_676c70596831635766306f~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Hver er munurinn á sér­eign og sam­tryggingu?]]></title><description><![CDATA[38 ára konu stendur til boða að safna meiri séreign. En hver er munurinn á henni og samtryggingu?]]></description><link>https://www.bjornberg.is/post/hver-er-munurinn-a-sereign-og-samtryggingu</link><guid isPermaLink="false">6958dee72e69eb02a693bf1f</guid><category><![CDATA[Lífeyrismál]]></category><pubDate>Mon, 05 Jan 2026 09:11:19 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_5dc9addb057948559d40233ba73c7558~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Af hverju hefur lánið ekki lækkað?]]></title><description><![CDATA[Fertug kona spyr hvernig greiða megi niður verðtryggt lán]]></description><link>https://www.bjornberg.is/post/af-hverju-hefur-lanid-ekki-laekkad</link><guid isPermaLink="false">69513ddd103da5c23b923265</guid><category><![CDATA[Lán]]></category><pubDate>Sun, 28 Dec 2025 14:40:23 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/9c93bc27ba49471f8da1b4b13434d091.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item><item><title><![CDATA[Á ég að endurfjármagna umsvifalaust?]]></title><description><![CDATA[38 ára karlmaður spyr hvort hann hafi gert mistök þegar hann tók verðtryggt lán]]></description><link>https://www.bjornberg.is/post/a-eg-ad-endurfjarmagna-umsvifalaust</link><guid isPermaLink="false">693af2bfd9082182116e9de5</guid><category><![CDATA[Lán]]></category><pubDate>Fri, 12 Dec 2025 09:03:35 GMT</pubDate><enclosure url="https://static.wixstatic.com/media/11062b_9d2ffe470e694146809c650d189c99d3~mv2.jpg/v1/fit/w_1000,h_1000,al_c,q_80/file.png" length="0" type="image/png"/><dc:creator>Björn Berg Gunnarsson</dc:creator></item></channel></rss>